The Fix Series of Posts – Part II
I will try to explain this in a very simple and straightforward language, because nothing is more brain-draining than reading verbose economist speech. So, grab a coffee and read on. there is some learning to do, and I will post some references so you can verify the points, but you should be able to grasp all of it in one sitting. And… I hope… afterward, if I have succeeded at all, you may start to begin to take actions towards making this happen in your life, in your small circle of friends, and with any luck a few of you will make it become a real network of some substance.
The Basics in a couple or three sentences
-
Fiat1 money controls every aspect of modern life, which, if you think about it for 2 minutes, is absurd. Let me explain how it works in simple terms (you can verify all of this yourself):
- Money is created out of thin air by some guy at the top of the pyramid of pedovores simply saying “make it so.” No, I am not joking. This is 100% true.
- That money created out of thin air is then lent to the government in question, and has to be paid back at interest. Yes, I know, it sounds absurd. Because it is.
-
The pedovores in charge try to cover this up by saying “Oh, but don’t worry, because that interest your government pays back to us (by taxing you to near death/starvation level) we put it back into the Treasury of your government! Aren’t you happy citizen?” Except that:
- The interest recovered first has all sorts of deductions to pay the pedovores who created the money out of thin air, their child-eating and torturing habits tend to be expensive, as is their private army (of the Bank of International Settlement, which has its own laws above those of ANY country) so a good chunk of it is eaten up anyway, but it doesn’t really matter, because, maths not being an opinion,
- The interest paid back is never, and. can never be enough to repay both the interest AND the debt, and of course, since the interest received has “expenses” deducted, it is not, in fact, enough to even just keep the interest paid off, so over time the debt continues to increase until it is absolutely, mathematically unplayable at all and the economy collapses. “But isn’t that bad for the pedovores in charge too?” You ask. Well, no, it is not, because the. way they reset the stage and start the Ponnzi scheme again is by creating massive wars. In the First and Second World Wars, they eliminated millions of “eaters” (what they call us) and they actually made a gigantic profit by having their tentacles in arms sales, rapacious repossession of land, minerals etc from the defeated parties and so on. And their wealth insulates them from any violence.
- In any case that interest they give back to the government is certainly not going in YOUR pockets. The government has pedovore puppets to pay and fake vaccines to kill off more eaters to make and so on.
- Therefore, it is essentially a completely open-air slave pen. Unless you are uncommonly lucky, born into the right family (of which very very few are extremely wealthy and NOT part of the pedovore or pedovore adjacent) you have to work your ass off all your life just to try and avoid being injected with death serums and eat something that is not a microplastic and insect gut blend of Soy-glop. And what makes it so is the FIAT money mechanism. The entire planet runs on it and the money is no longer linked to anything tangible, be it oil, gold, silver, or fucking pink seashells for that matter. The relationship is not: Finite matter —> represents means of exchange (money). Instead it has become: Fiat (made up out of nothing: ex nihilism) money —> represents how much sweat, blood and tears you need to give in order to be able to even begin to think of owning anything in the Finite Matter department (gold, silver, bullets, a home you actually own instead of pay taxes on, and so on).
- They can always change the laws (they own all the courts, all the judges, all the media) to fuck you over down the line if you manage to find any loopholes (you can’t trade in gold directly in most countries, you have property taxes on something you already bought to own in most countries, and they can criminalise your silently praying near an abortion clinic [yup, not a joke, this is real in UK]).
OK, so, now that we know that, we know the root of the problem is pretty difficult to do away with. In the past, and on the OG blog especially, ( see the series (scroll down) in the pinned post at the top ) I have concentrated on telling people for more than a decade or so that two things will be pivotal if you want Western meritocracy to survive and thrive, or even produce a golden age of meritocracy:
-
Christianity – I have written extensively about this too. You can’t be a LARPER for it to work. Which ultimately means you have to be a Totalist Sedevacantist of the 1958 Catholic persuasion (i.e. the same Catholic as the Crusaders in 1095 AD and the Knights of Malta in 1565 AD were. Anything else is a LARP, a Churchianity and a lie.) The test is simple: Would you be willing to die if faced with certain death unless you deny Christ is king. If the answer is no, then, sorry, you are NOT actually a believer. Just a pretender.
“But why Catholicism! I am a [insert fake christianity denomination here] just like John the Baptist or, or, or…”
- No, you are not.
-
Catholicism proper has 2,000 years of factual evidence that they:
- Spread the gospel better than anyone else all over.
- Came to the defence of the schismatics that later betrayed them in all three first crusades and still whine about the fact that in the fourth crusade the Venetians said “fuck you traitors, and sacked Constantinople”
- Produce the most just, best countries to live in for human beings, used Roman Law for justice which is superior to any other legal system humans ever used on Earth, bar none, and created nuclear families where the children are the paramount thing, and individual dignity of all humans is also pivotal, while understanding that the individual also has to integrate into wider society. None of it forced, all chosen, but rules of justice imposed on all, regardless of if Catholic or not.
-
City States – The world as we have it is fracturing, the gigantic Ponzi scheme of the FIAT money is crumbling, and while the can has been kicked down the road since the early 1990s, with later the 2008 crash being bailed out, then Covid and the printing of trillions of dollars out of thin air to keep the Ponzi scheme going, and now attempts at WW3 to reset the scheme not going quite so smoothly as the pedovores want. In such a chaotic and fractured world, the only communities that will survive are the ones that:
- Have a communal way of seeing, believing and acting. This is essentially only religion that does it, and Catholicism Proper (i.e. not Bob and his pedos in the Vatican) is still going (if much reduced) and is the ONLY structure with humans in it that has survived longer than any Empire or other human built thing.
- Be able to defend it from the law fare, legalism, bureaucracy, and ultimately also armed attacks of the Pedovores, first by their legal representatives, then the political representatives, and finally the armed forces the pedovores command. The only way to do that is to assert independence from the state you currently reside in, and create a self-sustaining community.
-
The principles that CAN create a city state are counter-intuitive but very real and history tells us and shows us what they are:
- The metaphysical is first. Hence the need for a common religion. Catholicism has the best track record by far, but hey, if you are Japanese and can create a Shintoist enclave of Samurai, good luck to you. Ditto Chinese Taoists, or whatever. Currently the only people doing successful community integration are our sworn enemies, the pedophile religions of Judaism and Islam, both of whom have the rape of children as part of their belief system enshrined in their unholy books, the Talmud and the Koran. Don’t take my word for it. Look it up.
- The practicals of food, water and energy are second.
- The final piece is the decoupling from FIAT money, but this is really the very root of the problem, so you should be considering it even from now. And if the economy collapses, any gains made in this will be the most important of all possibly.
An alternative System of Exchange
I came up with a white paper on this about 30 years ago. I did not publish it then because I realised that if it got taken seriously and was implemented at any kind of scale, it was very likely I would have some unfortunate accident, of the being suicided by pedovores kind. That, of course may still happen, but one hopes the current chaos gives them more pressing headaches, and that some of you intrepid readers out there, decentralised and anonymous as you all are to me, will implement this everywhere you are and in doing so start a decentralised thing that has its own organic power and spreads like some wild fire caused by laser satellites in orbit.
In order to make it work, some promo-versions will need to be put in place by you and those you trust in real life, on a face-to-face basis in the first place. And if you can use this to help create that community, all the better. Not EVERYONE in the “village” or city state you try to create will be a perfect Catholic (or shintoist, or whatever), but as long as the overall community has very firm rules about who can and who cannot be part of it, and the rules you MUST adhere to to BE part of it, you should be fine. It needs to be emphasised at maximum clarity that you need to absolutely EXCLUDE Muslims and Jews from it because their religions are not just incompatible with Catholicism, they are an active enemy and murderous in intent to it.
With that said, let us first understand some basic about an alternative system of money/exchange.
The Sin of Usury – The Destruction of People and Nations
Usury, defined simply is where a lender gives a quantity of money to someone and charges them interest over time. Usually a percentage of the loan every month.
This practice is as absurd and vile as the whole FIAT money concept, and in fact can only exist with and because of FIAT money and vice versa. It is the very root-seed of the entire house of cards that FIAT money is built on. Let me explain why in easy to understand language.
Say there is only 100 grams of gold in the world and all exchanges are made in gold.
If you borrow 10 grams of gold and have to pay back 1 gram of gold every month for doing so, regardless of if your venture works or not, can you see that it is impossible for you to do so eventually.
Say ten people all borrow 10 grams and all have to repay back 1 gram every month, and all they can do is trade with each other, someone, somewhere will be unable to pay the loan back, because one guy will make a profit and earn 2 grams of gold that month and some guy will make no profit or even lose one or more grams of gold. So the people defaulting lose their land, home, car, whatever, to the lender. Who then can sell the land, car, whatever to other people who still have gold at a reduced cost, because remember, the lender didn’t actually BUY the land, house, car, he got it as a result of the failed ability of the lender to pay back the interest.
By selling this land, house, car, whatever at such a low cost, he makes the other people who loaned gold from him also become uncompetitive. they sell a widget at 2 grams of gold per widget, but the lender just had three people default and got their widgets for free, so he can now sell widgets at 1 gram per widget and the people selling widgets have no more business, also become unable to pay back the loan and lose their stuff as well.
When you explain it in such simple terms, the ten people of this fictional world would see this pretty clearly, band together and kill the lender and do away with the whole concept of interest, or usury, as it is called.
And this has happened to a particular tribe over 1004 times in 110 countries around the world. Now you know why. Nevertheless, over time they hoodwinked, bribed, blackmailed and infiltrated every government and created central banks and a super-boss bank (the Bank of International Settlement) and they now have the whole world functioning by usury.
The only people that truly outlawed usury for a bit? Catholics.
Now you know why the Talmudians spent 2,000 years trying to infiltrate and destroy Catholicism and why they nearly succeeded in 1958 and only Totalist 19658 Sedevacantists are today actual Catholics (and they get vilified by the. Novus Ordo Satanic “catholics” more than any other group or religion. It’s quite amazing to see).
Ok so what can you do about it?
Well, first of all you need to understand the problem, as explained above.
Then you need to understand at least intellectually the solution to it and how to actually put it into practice.
Storming the BIS, the White House, the Pentagon, or the local Synagogue and demanding change will not work, but will certainly reduce the number of people that might threaten the pedovores for sure. So don’t do that. Instead understand the problem and understand the solution. Doing that sort of thing”revolution” thing would be the equivalent of using second generation warfare tactics (like in WW2) against a fifth generation enemy that has drones, satellite views, and hypersonic ballistic missiles. To fight a 5G enemy, you need to become a 6G soldier.
Let’s first outline the practical solution to the Usury problem, Later we will describe how to apply such practices in real life.
A White Paper on Money Without Usury
We have already identified above the mathematical impossibility of the Ponzi scheme that is usury to function indefinitely.
The second problem or aspect of it is that usury allows the lender to be completely insulated from any negative outcome of the venture the money was lent to.
These two factors obviously are advantageous to the predatory lender as well as untenable long term, the cause of war and economic collapse and degradation into survival level materialism.
A relatively simple process could be put in place to do away with usury entirely and this is described below.
The Problems of Hard Currency
In essence issuing a currency backed by gold and silver (that is what is meant by a hard currency, something that has a finite quantity in existence) means that as the population grows, there is less of that gold to go around and this means if your 1 gram of gold purchased 10 widgets before, now, that there are ten people and still only 1 gram of gold, it either needs to be valued higher so 1/10th of a gram still buys ten widgets, or, the price of widgets needs to become 1/10th of what it was. Since the price of manufacturing is often rather fixed, the solution is to change the value of the currency used. But how to do so fairly so people don’t hoard it, etc?
The Solution To It
With modern technology you can link the value of the gold per gram (or whatever fraction of it) specifically to the population of the nation. The only input is that, the census. And it can be updated periodically, or even daily, really, so the currency value fluctuates in real time.
The actual gold is stored in various central banks, with live cameras on it, and a public access portal for verification (with amble security in place). This is the physical token, the actual currency is issued in let’s call it goldbucks 2 and over time (including real time) each goldbuck represents a variable amount of gold.
Because the stock of gold is fixed and the number of people is not, the weight of gold behind each goldbuck moves with the census. More people means each person’s share is a smaller piece of metal, so each gram is worth more goldbucks. Fewer people means the reverse.
The census is the only input. There is no basket of goods to argue over, no committee choosing weights, and no authority issuing or withdrawing money. The stock of metal never changes. 3
Worked example
A hundred people share a hundred kilos of gold. Each holds one kilo, and we declare that holding to be worth 1,000 goldbucks.
Half the population then dies. The gold is untouched, so each survivor now holds two kilos — but that holding is still worth 1,000 goldbucks, because the rule holds each person’s share constant. A kilo is therefore worth 500 goldbucks rather than 1,000.
Nothing real has changed. The widget costs what it always cost. Only the weight of metal that settles the bill has moved, and it has moved because there are fewer people to share the metal.
This is why contracts must be written in goldbucks, never in ounces. A debt of 1,000 goldbucks is unaffected by population change. A debt of one kilo of gold is not, and would hand a windfall to one party or the other for reasons neither of them caused.
The Three Lending Rules
Three rules, and they work together.
Rule one: no interest of any kind
The lender is repaid what he lent — the same value, no more. There is no rate, no compounding, and nothing accrues with the passage of time. A loan of 1,000 goldbucks is discharged by the return of 1,000 goldbucks.
Repayment may be made in kind. A farmer may agree to hand over a portion of each harvest, valued at the market price when it is sold, until the sum is cleared. This suits a producer whose income arrives seasonally rather than monthly.
Rule two: the consequence of default is fixed in advance
Before any money changes hands, both parties write down exactly what happens if the debt is not discharged. This may be a payment, the surrender of a named pledge, the transfer of goods, or a stipulated service. It need not be monetary. What matters is that it is specific, agreed while both parties are calm, and unalterable afterwards. And has specifically identified what happens if the default is in full or partial.
This is the clause that removes the lender’s power. He cannot renegotiate at the moment the borrower is weakest, because there is nothing left to negotiate. He receives what was written down and nothing beyond it. Where all else fails, imprisonment stands as the final backstop, so that the obligation is real rather than notional.
Rule three: no loan may run longer than five years (or a set term, that is lower, but five years should be the upper limit)
Every claim terminates. This is the jubilee principle in its practical form — not the forgiveness of debts, but a horizon beyond which no claim may run. The seven-year release of Deuteronomy does the same work for the same reason.
The cap also disposes of the residual problem of a lender having no incentive to lend. This is noted in more detail below (see point 1 under what the system does not do). Because productivity rises over time and prices in goldbucks drift gently downward, a fixed claim gains a little in real terms even at zero interest — roughly one to two per cent a year. Over thirty years that compounds to something serious. Over five it comes to perhaps seven per cent in total, which is small enough to ignore but provides a real increase in actual value to the lender, which is however fixed and not arguable or changeable by anyone.
What the system does and does not do
What it removes
• Compounding, and with it the possibility of any claim outgrowing the economy that owes it. I.e. the Ponzi scheme no longer exists and the reasons for war to reduce the population and reset the Ponzi scheme economy pretty much vanish as requirements.
• Negotiated rates, and with them the pricing of a borrower’s desperation. There is no rate, the return is the same as what was lent. The default conditions are stipulated in advance and do not change, and the loan has a fixed end date.
• Coercion at the moment of settlement, since the consequence was fixed before the loan was made.
• Perpetual and inheritable claims, since every obligation expires within five years.
• Debt-driven concentration of land, which is what interest-bearing mortgages produce over generations.
What it costs
These are prices rather than defects, but they should be stated plainly.
1. Lending stops being a business. A lender who recovers exactly what he lent, minus the risk of not recovering it, has no reason to lend for profit. Credit will come from kin, from guilds, and from charitable institutions — as it historically did through the Monti di Pietà, founded by the Franciscans at Perugia in 1462 and approved at the Fifth Lateran Council in 1515, which lent against pledge and charged only the cost of administration. In this case, similarly the cost of administration can be part of the loan or borne in part by the lender and in part by the lendee, and must be absolutely transparent, each single goldbuck allocated to it must be clearly shown as to what it does.
2. Misfortune and fault are treated alike. The default clause governs what happens, not whose fault it was. A farmer ruined by hail faces the same consequence as one ruined by idleness. Any system wanting to distinguish them needs a separate mechanism for it.
3. Nothing with a long payback can be debt-financed. A mill, an orchard, a ship or a house repays over decades, not five years. Under this system such things cannot be built on borrowed money at all. This is not a bug, but rather a feature, as it will motivate what is known as the Venetian model described below, and in turn this fosters ingenuity, perseverance, innovation and freedom to build through actual ingenuity, creativity and effort instead of artificial rules imposed on the financial funding. In short, it motivates business and human involvement instead of stifling it.
The third of these is the largest, and it points directly at the answer.
The Venetian Model
I had no idea when I designed this system some 30 years ago, that I was simply pretty much rebuilding a model that my own Venetian ancestors had used centuries ago. I guess there must be something in the DNA. The beauty of it is that it also provides a real historical example that not only worked, but worked spectacularly well, Venice was the most powerful City State the world had ever seen.
Venice faced this exact constraint and solved it. The Church forbade lending at interest, so long-term debt finance was unavailable. Venice nonetheless built the largest maritime commercial empire in Europe. It did so by not using debt.
The instrument was the colleganza , (connection) known elsewhere as the commenda (roughly translated as silent or investor partnership). In its ordinary form one party — the stans, who stayed at home — put up the capital. The other — the tractator — took the voyage, bore its dangers, and traded the cargo. On return, the capital was restored to the investor and the profit divided, commonly three parts to the investor and one to the travelling merchant. In the bilateral version the merchant contributed a third of the capital himself and took half the profit. These figures could be either fixed at a set rate, or agreed in principle between the lender and the doer, but never at a rate that does not allow the doer to also turn a profit. Valid and transparent expenses are deducted for the venture first, and paid to whoever bore them, and then the profits are divided in a ration 75:25, if the lender put up all the money, 50:50 if the doer put up 1/3 of the money, or perhaps a couple other options, but limit them to a few specific and clearly identified options only, standardising the process for everyone.
The decisive feature: if the ship was lost, the investor lost his money.
There was no debt to recover, no default, no pledge to seize, and no one to imprison. The investor had bought a share of an outcome, not a promise of repayment.
This is why the arrangement was licit under canon law while a loan at interest was not. The schoolmen did not object to a financier being paid. They objected to his being paid whether or not the venture worked. The colleganza satisfied them because the risk of the principal — periculum sortis — genuinely sat with the man who advanced it.
It also solves every problem this system otherwise leaves open:
• No index is needed. A quarter of the cargo is a quarter of the cargo whether prices rise, fall, or hold steady. Population changes, price drift and monetary rules are all irrelevant to it.
• There is no term limit to enforce, because the arrangement ends when the voyage does. In effect this becomes a partnership with a set identifiable goal condition, which in this case could be allowed to extend beyond the usual 5 years of a normal loan.
• A bad outcome means a smaller return, not a default. There is no cliff to fall off and no penalty clause to trigger.
• Long horizons are financeable. Venice funded decades of trade this way, and the same structure served Italian silk, Hanseatic shipping and the early joint-stock companies.
The Venetian record is also the answer to the objection that a society forbidding interest must remain poor. Venice forbade it and grew rich — not despite the prohibition but through the instrument the prohibition forced it to invent.
Summary
Money: a fixed stock of gold, denominated in goldbucks, with the metal per goldbuck set by the census so that each person’s share holds a constant value. No issuer, no committee, no discretion. Open books on the gold held by the state.
Lending: no interest, a consequence of default fixed before the money moves, and a maximum term of five years. Contracts denominated in goldbucks, never in weight.
Investment: partnership on the Venetian model, where the financier shares the outcome rather than holding a claim against it. This is what builds anything that takes longer than five years to repay.
Justice, Fairness and Morality: The principle running through all of it is one line: no return without exposure. Lending is a work of mercy and pays nothing other than a small incidental increase in value governed by the general fact that production tends to improve over time. Investment is a partnership and pays according to what the partnership earned. There is no third category, and it is the attempt to create one — a guaranteed return detached from any risk — that is called usury, and is demonstrably destructive to a nation, its people, the family unity and humanity in general. This Venetian system therefore, creates a much healthier society, that can continue indefinitely without economic collapse defaulting to war in order to reset the Ponzi scheme.
Practical Application in Real Life
As I explained in the previous post in this series :
Returning to the past is not doable, nor practical, but, elements of it are and must be taken from it and adapted to the current conditions, and this applies to every sphere of life, of which there are principally three:
The personal . The marriage, the family relationships, the friendships and relations with your physical neighbours, which are the core of life and community.
The practical . Self-sufficiency, food, water and energy production and consumption.
The political . The governing, rules, laws, and enforcement of same in the specific geographical location you reside in.
And above and intertwined between all three of them, the system of finance, capital, money, wealth, and transfer of same for goods and services, and how it operates and who and how it is controlled, as well as why. We will cover this later in a separate post, but it is a very important issue.
This post explained the big picture idea of how to fix the financial/monetary situation. But of course, no government on Earth, currently pedovore infested and controlled will implement such a system and in fact may be quite likely to whack me for it. 4
So, is it just theory?
No. In the next post I will explain how to proceed with regards to creating just such a system in an organic way that is, by all intents, essentially as unstoppable as an avalanche, slow moving though it may be.
Please share the The Fix Series of posts with as many people as you can. My account here is shadow-banned already and your sharing of information costs you nothing. I don’t charge for my posts, but appreciate any paid contributions people are willing to make.
From the Latin, it just means an arbitrary order or decree. Kind of like when dad says: “Because I said so!” With reference to money, it simply means it is created literally out of nothing. out of thin air. Out of some Federal reserve echelon, central bank Rothschild puppet, etc. etc. basically saying: “Ok, create another 10 billion!” and lo, some zeros are added to a bank balance somewhere and that money is then “lent” to the government in question at interest.
By the way there really is such a thing as goldbucks in the USA already, and looking into the possibility of it in Italy and the Eu has some issues because of legal reasons basically put in place to prevent this very thing from. happening, but we will discuss the practical issues later, first, let’s understand the reality of how this would work on a larger scale.
The stock of gold held by a person or the nation can change, but in essence the global amount of it changes only a little as more gold is mined and some is “lost” due to crime, industrial processes and so on. In a global economy that amount of Gold too would be quantified as much as possible in real time and updated say every six months or so, or in even briefer times for modern technology. Pegging the value of the goldbucks to global gold reserves would be the way to keep the goldbuck a viable currency regardless of artificial inflated currencies. In effect, a nation could even diversify the value of the goldbrick on the basis of the amount of national gold held per citizen, and have a “foreign” reserve currency pegged to the global gold amount and global population count. Game theory suggests that the more accurate national figure would eventually dominate as more nations adopt the same principle and the global values become progressively more accurate.
If I die suddenly, know it was not heart trouble, suicide or drug overdose, I am very healthy, have never been and never will be suicidal (Sede Catholic so it’s a hard no) and I have never indulged in drugs of any kind.
This post was originally published on my Substack. Link here






